Virtually everyone is entitled to receive a basic State Pension.

If you have paid sufficient National Insurance contributions, you will qualify for a State Second Pension (S2P).

Before April 2002, this State Second Pension was called the State Earnings Related Pension Scheme (SERPs).

For expert independent financial advice on S2P and SERPs, phone 01202 312288 or email us

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	Burgess & Lee Ltd, 4 Stratfield Saye, 20-22 Wellington Road, Bournemouth. BH8 8JN Tel: 01202 312288